{"id":7763,"date":"2026-03-19T14:48:48","date_gmt":"2026-03-19T14:48:48","guid":{"rendered":"https:\/\/kiosque.acadienouvelle.com\/les-specialistes-01-2026\/bien-prparer-aujourdhui-pour-demain\/"},"modified":"2026-03-19T14:53:08","modified_gmt":"2026-03-19T14:53:08","slug":"bien-prparer-aujourdhui-pour-demain","status":"publish","type":"page","link":"https:\/\/kiosque.acadienouvelle.com\/les-specialistes-01-2026\/bien-prparer-aujourdhui-pour-demain\/","title":{"rendered":"Bien pr\u00e9parer aujourd\u2019hui pour demain"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"7763\" class=\"elementor elementor-7763\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-50c1b6e elementor-section-height-min-height header_title banner_img elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"50c1b6e\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3a2d241\" data-id=\"3a2d241\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9673cd2 elementor-widget elementor-widget-heading\" data-id=\"9673cd2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Bien pr\u00e9parer aujourd\u2019hui pour demain<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d9a853a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d9a853a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-68d9c5a page_contain\" data-id=\"68d9c5a\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-50f1f9b elementor-widget elementor-widget-image\" data-id=\"50f1f9b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1366\" height=\"768\" src=\"https:\/\/kiosque.acadienouvelle.com\/les-specialistes-01-2026\/wp-content\/uploads\/sites\/387\/2026\/03\/2_Bien_preparer_landing.jpg\" class=\"attachment-full size-full wp-image-7768\" alt=\"\" srcset=\"https:\/\/kiosque.acadienouvelle.com\/les-specialistes-01-2026\/wp-content\/uploads\/sites\/387\/2026\/03\/2_Bien_preparer_landing.jpg 1366w, https:\/\/kiosque.acadienouvelle.com\/les-specialistes-01-2026\/wp-content\/uploads\/sites\/387\/2026\/03\/2_Bien_preparer_landing-300x169.jpg 300w, https:\/\/kiosque.acadienouvelle.com\/les-specialistes-01-2026\/wp-content\/uploads\/sites\/387\/2026\/03\/2_Bien_preparer_landing-1024x576.jpg 1024w, https:\/\/kiosque.acadienouvelle.com\/les-specialistes-01-2026\/wp-content\/uploads\/sites\/387\/2026\/03\/2_Bien_preparer_landing-768x432.jpg 768w\" sizes=\"(max-width: 1366px) 100vw, 1366px\" \/>\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\"><\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<link rel=\"stylesheet\" href=\"https:\/\/use.fontawesome.com\/releases\/v5.5.0\/css\/all.css\" integrity=\"sha384-B4dIYHKNBt8Bc12p+WXckhzcICo0wtJAoU8YZTY5qE0Id1GSseTk6S+L3BlXeVIU\" crossorigin=\"anonymous\">\r\n\t\t<div class=\"elementor-element elementor-element-d0a0a3b mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"d0a0a3b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Bien se pr\u00e9parer aujourd\u2019hui pour relever les d\u00e9fis de demain repr\u00e9sente une strat\u00e9gie gagnante qui s\u2019applique \u00e0 de nombreux domaines. Cette premi\u00e8re \u00e9dition de l\u2019ann\u00e9e 2026 du cahier Les Sp\u00e9cialistes s\u2019attarde donc \u00e0 cette th\u00e9matique et l\u2019explore sous la loupe d\u2019un budget personnel et de trucs pour \u00e9conomiser, ainsi que l\u2019optique de d\u00e9cisions li\u00e9es \u00e0 la fin d\u2019une vie.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-99e089e mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"99e089e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Commen\u00e7ons par les \u00e9l\u00e9ments de base d\u2019un budget familial. Celui-ci d\u00e9bute par le calcul de tous les revenus de la famille, c\u2019est-\u00e0-dire la somme des montants d\u2019argent apr\u00e8s imp\u00f4t que chaque personne re\u00e7oit. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a17502 mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"4a17502\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Ensuite, il faut d\u00e9terminer les d\u00e9penses mensuelles du m\u00e9nage. Ceci comprend les indispensables, comme le loyer ou l\u2019hypoth\u00e8que et la nourriture, les services comme l\u2019\u00e9lectricit\u00e9, l\u2019eau et les \u00e9gouts, les paiements tels que ceux de la voiture, l\u2019essence, les cellulaires, etc. N\u2019oubliez pas de comptabiliser les d\u00e9penses mensuelles pour les sorties et le divertissement, comme les abonnements aux services de diffusion en continu, \u00e0 de la musique, \u00e0 des jeux en ligne et autres. Vous devrez peut-\u00eatre suivre vos d\u00e9penses sur plusieurs mois pour obtenir un portrait plus clair de la situation.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-74263c8 mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"74263c8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Ensuite, une analyse s\u2019impose pour d\u00e9terminer si vos revenus et vos d\u00e9penses s\u2019alignent avec vos objectifs. Si votre budget actuel ne vous permet pas d\u2019\u00e9conomiser pour votre premi\u00e8re maison, les \u00e9tudes de vos enfants ou pour la retraite, des changements devront survenir d\u2019o\u00f9 l\u2019importance de se pr\u00e9parer aujourd\u2019hui pour demain\u2009!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Bien pr\u00e9parer aujourd\u2019hui pour demain Bien se pr\u00e9parer aujourd\u2019hui pour relever les d\u00e9fis de demain repr\u00e9sente une strat\u00e9gie gagnante qui s\u2019applique \u00e0 de nombreux domaines. Cette premi\u00e8re \u00e9dition de l\u2019ann\u00e9e 2026 du cahier Les Sp\u00e9cialistes s\u2019attarde donc \u00e0 cette th\u00e9matique et l\u2019explore sous la loupe d\u2019un budget personnel et de trucs pour \u00e9conomiser, ainsi que [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":0,"parent":0,"menu_order":2,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"page-categories":[],"class_list":["post-7763","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/kiosque.acadienouvelle.com\/les-specialistes-01-2026\/wp-json\/wp\/v2\/pages\/7763","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kiosque.acadienouvelle.com\/les-specialistes-01-2026\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/kiosque.acadienouvelle.com\/les-specialistes-01-2026\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/kiosque.acadienouvelle.com\/les-specialistes-01-2026\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/kiosque.acadienouvelle.com\/les-specialistes-01-2026\/wp-json\/wp\/v2\/comments?post=7763"}],"version-history":[{"count":16,"href":"https:\/\/kiosque.acadienouvelle.com\/les-specialistes-01-2026\/wp-json\/wp\/v2\/pages\/7763\/revisions"}],"predecessor-version":[{"id":7780,"href":"https:\/\/kiosque.acadienouvelle.com\/les-specialistes-01-2026\/wp-json\/wp\/v2\/pages\/7763\/revisions\/7780"}],"wp:attachment":[{"href":"https:\/\/kiosque.acadienouvelle.com\/les-specialistes-01-2026\/wp-json\/wp\/v2\/media?parent=7763"}],"wp:term":[{"taxonomy":"page-categories","embeddable":true,"href":"https:\/\/kiosque.acadienouvelle.com\/les-specialistes-01-2026\/wp-json\/wp\/v2\/page-categories?post=7763"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}