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{"id":7968,"date":"2025-10-28T14:16:45","date_gmt":"2025-10-28T14:16:45","guid":{"rendered":"https:\/\/kiosque.acadienouvelle.com\/les-specialistes-03-2025\/?page_id=7968"},"modified":"2025-10-29T12:11:00","modified_gmt":"2025-10-29T12:11:00","slug":"la-commission-des-services-financiers","status":"publish","type":"page","link":"https:\/\/kiosque.acadienouvelle.com\/les-specialistes-03-2025\/la-commission-des-services-financiers\/","title":{"rendered":"La Commission des services financiers et des services aux consommateurs"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"7968\" class=\"elementor elementor-7968\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-96efe8d header_title banner_img elementor-section-full_width elementor-section-stretched elementor-section-height-default elementor-section-height-default\" data-id=\"96efe8d\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-76f7561\" data-id=\"76f7561\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d192a9d elementor-widget elementor-widget-heading\" data-id=\"d192a9d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">La Commission des services financiers et des services aux consommateurs&nbsp;: donner aux gens du Nouveau-Brunswick un sentiment de comp\u00e9tence et de confiance financi\u00e8res<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fd18573 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fd18573\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ff65f17\" data-id=\"ff65f17\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a74c7f4 elementor-widget elementor-widget-advertisement\" data-id=\"a74c7f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"advertisement.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ads-align-center\"><div data-m32-ad data-options='{\"sizes\":\"[[300,600]]\",\"dfpId\":\"21658289790,27729547\",\"dfpAdUnitPath\":\"acadienouvelle\/cahiers_fullpage_300x600\"}'><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d9a853a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d9a853a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-68d9c5a page_contain\" data-id=\"68d9c5a\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-50f1f9b elementor-widget elementor-widget-image\" data-id=\"50f1f9b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1366\" height=\"768\" src=\"https:\/\/kiosque.acadienouvelle.com\/les-specialistes-03-2025\/wp-content\/uploads\/sites\/363\/2025\/10\/1366x768_3_landing.jpg\" class=\"attachment-full size-full wp-image-7974\" alt=\"\" srcset=\"https:\/\/kiosque.acadienouvelle.com\/les-specialistes-03-2025\/wp-content\/uploads\/sites\/363\/2025\/10\/1366x768_3_landing.jpg 1366w, https:\/\/kiosque.acadienouvelle.com\/les-specialistes-03-2025\/wp-content\/uploads\/sites\/363\/2025\/10\/1366x768_3_landing-300x169.jpg 300w, https:\/\/kiosque.acadienouvelle.com\/les-specialistes-03-2025\/wp-content\/uploads\/sites\/363\/2025\/10\/1366x768_3_landing-1024x576.jpg 1024w, https:\/\/kiosque.acadienouvelle.com\/les-specialistes-03-2025\/wp-content\/uploads\/sites\/363\/2025\/10\/1366x768_3_landing-768x432.jpg 768w\" sizes=\"(max-width: 1366px) 100vw, 1366px\" \/>\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\"><\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eff9e65 mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"eff9e65\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><img decoding=\"async\" class=\"size-full wp-image-7978 aligncenter\" src=\"https:\/\/kiosque.acadienouvelle.com\/les-specialistes-03-2025\/wp-content\/uploads\/sites\/363\/2025\/10\/3-photo.jpg\" alt=\"\" width=\"485\" height=\"503\" srcset=\"https:\/\/kiosque.acadienouvelle.com\/les-specialistes-03-2025\/wp-content\/uploads\/sites\/363\/2025\/10\/3-photo.jpg 485w, https:\/\/kiosque.acadienouvelle.com\/les-specialistes-03-2025\/wp-content\/uploads\/sites\/363\/2025\/10\/3-photo-289x300.jpg 289w\" sizes=\"(max-width: 485px) 100vw, 485px\" \/><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cb32645 mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"cb32645\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: bold;\">PAR MARISSA SOLLOW<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ddc5237 mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"ddc5237\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Que vous obteniez un pr\u00eat hypo-th\u00e9caire, que vous souscriviez une assurance, que vous fassiez un achat aupr\u00e8s d\u2019un vendeur \u00e0 domicile ou que vous investissiez pour votre avenir, vous devriez pouvoir faire confiance \u00e0 la personne qui travaille avec votre argent. De nombreux professionnels des secteurs des services financiers et des services \u00e0 la consommation du Nouveau-Brunswick doivent obtenir un permis ou s\u2019inscrire aupr\u00e8s d\u2019une autorit\u00e9 pour exercer leurs activit\u00e9s.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b02fbf mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"7b02fbf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>La Commission des services financiers et des services aux consommateurs du Nouveau-Brunswick (la Commission) encadre la d\u00e9livrance de permis et l\u2019inscription de plus de 44\u2009000 entit\u00e9s et particuliers au Nouveau-Brunswick dans une grande vari\u00e9t\u00e9 de secteurs financiers et de services \u00e0 la consommation pour s\u2019assurer que les services offerts conviennent \u00e0 notre march\u00e9. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d43178 mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"7d43178\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Nous croyons en un march\u00e9 financier solide et \u00e9quitable pour tous les gens du Nouveau-Brunswick. Nous \u0153uvrons par le biais de la r\u00e9glementation, de l\u2019encadrement et de l\u2019application des lois provinciales qui r\u00e9glementent de nombreux secteurs, depuis les valeurs mobili\u00e8res, les assurances, les r\u00e9gimes de retraite, les caisses populaires provinciales, les soci\u00e9t\u00e9s de fiducie et de pr\u00eat, les coop\u00e9ratives, les pr\u00eateurs sur salaire jusqu\u2019au Programme des biens non r\u00e9clam\u00e9s et plus encore. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37e5ff2 mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"37e5ff2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>L\u2019obligation d\u2019autorisation d\u2019exercice (licence, permis et inscription) ajoute une couche de protection pour les consomma-teurs et les investisseurs du Nouveau-Brunswick. Mais le mandat de la Commission va bien au-del\u00e0 de la d\u00e9livrance de permis et de l\u2019inscription. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0ecc6e2 mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"0ecc6e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>La Commission examine p\u00e9riodiquement les activit\u00e9s des entreprises et des particuliers qui exercent des activit\u00e9s dans les secteurs qu\u2019elle r\u00e9glemente afin d\u2019assurer qu\u2019ils respectent les lois sur les services financiers et de consommation du Nouveau-Brunswick et qu\u2019ils respectent leurs obligations \u00e0 l\u2019\u00e9gard des consommateurs et des investisseurs. Lorsque ce n\u2019est pas le cas, la Commission enqu\u00eate et utilise son pouvoir l\u00e9gislatif pour tenir les contrevenants responsables, en collaboration avec la police et d\u2019autres organismes de r\u00e9glementation, au besoin.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f2d55c mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"3f2d55c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Selon Marissa Sollows, directrice des communications et des relations publiques de la Commission, le simple fait de v\u00e9rifier l\u2019autorisation d\u2019exercice d\u00e8s le premier contact est une bonne fa\u00e7on de se prot\u00e9ger. Vous pouvez v\u00e9rifier si le professionnel est en r\u00e8gle sur le site web fcnb.ca\/fr\/verifiez-maintenant.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f76989f mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"f76989f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>La Commission tient \u00e9galement les investisseurs et les consommateurs inform\u00e9s en offrant des programmes \u00e9ducatifs sur une vaste gamme de sujets li\u00e9s \u00e0 la r\u00e9glementation, \u00e0 la litt\u00e9ratie financi\u00e8re et \u00e0 la pr\u00e9vention de la fraude au moyen de pr\u00e9sentations, d\u2019outils en ligne, de programmes d\u2019engagement communautaire et d\u2019autres ressources \u00e9ducatives. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-66caf06 mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"66caf06\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Pour en savoir davantage, consultez le site FCNB.ca.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef98829 mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"ef98829\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><i>Contenu commandit\u00e9<\/i><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ebc9f58 mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"ebc9f58\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><img decoding=\"async\" class=\"alignleft size-full wp-image-7980\" src=\"https:\/\/kiosque.acadienouvelle.com\/les-specialistes-03-2025\/wp-content\/uploads\/sites\/363\/2025\/10\/3-logo.jpg\" alt=\"\" width=\"486\" height=\"198\" srcset=\"https:\/\/kiosque.acadienouvelle.com\/les-specialistes-03-2025\/wp-content\/uploads\/sites\/363\/2025\/10\/3-logo.jpg 486w, https:\/\/kiosque.acadienouvelle.com\/les-specialistes-03-2025\/wp-content\/uploads\/sites\/363\/2025\/10\/3-logo-300x122.jpg 300w\" sizes=\"(max-width: 486px) 100vw, 486px\" \/><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-303cdbd mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"303cdbd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>85, rue Charlotte, bureau\u00a0300<br \/>Saint John (N.-B.) E2L 2J2<br \/>+1\u00a0866-933-2222 <br \/><b>www.fcnb.ca<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>La Commission des services financiers et des services aux consommateurs&nbsp;: donner aux gens du Nouveau-Brunswick un sentiment de comp\u00e9tence et de confiance financi\u00e8res PAR MARISSA SOLLOW Que vous obteniez un pr\u00eat hypo-th\u00e9caire, que vous souscriviez une assurance, que vous fassiez un achat aupr\u00e8s d\u2019un vendeur \u00e0 domicile ou que vous investissiez pour votre avenir, vous [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":0,"parent":0,"menu_order":3,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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