{"id":7768,"date":"2026-01-19T18:42:26","date_gmt":"2026-01-19T18:42:26","guid":{"rendered":"https:\/\/kiosque.acadienouvelle.com\/mon-avenir-2026\/?page_id=7768"},"modified":"2026-01-19T18:50:26","modified_gmt":"2026-01-19T18:50:26","slug":"trois-conseils-budgetaires","status":"publish","type":"page","link":"https:\/\/kiosque.acadienouvelle.com\/mon-avenir-2026\/trois-conseils-budgetaires\/","title":{"rendered":"Trois conseils budg\u00e9taires pour les \u00e9tudiants de niveau postsecondaire"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"7768\" class=\"elementor elementor-7768\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-50c1b6e elementor-section-height-min-height header_title banner_img elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"50c1b6e\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3a2d241\" data-id=\"3a2d241\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9673cd2 elementor-widget elementor-widget-heading\" data-id=\"9673cd2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Trois conseils budg\u00e9taires pour les \u00e9tudiants de niveau postsecondaire<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d9a853a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d9a853a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-68d9c5a page_contain\" data-id=\"68d9c5a\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-50f1f9b elementor-widget elementor-widget-image\" data-id=\"50f1f9b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1366\" height=\"768\" src=\"https:\/\/kiosque.acadienouvelle.com\/mon-avenir-2026\/wp-content\/uploads\/sites\/377\/2026\/01\/02_dame_papiers_lead.jpg\" class=\"attachment-full size-full wp-image-7726\" alt=\"\" srcset=\"https:\/\/kiosque.acadienouvelle.com\/mon-avenir-2026\/wp-content\/uploads\/sites\/377\/2026\/01\/02_dame_papiers_lead.jpg 1366w, https:\/\/kiosque.acadienouvelle.com\/mon-avenir-2026\/wp-content\/uploads\/sites\/377\/2026\/01\/02_dame_papiers_lead-300x169.jpg 300w, https:\/\/kiosque.acadienouvelle.com\/mon-avenir-2026\/wp-content\/uploads\/sites\/377\/2026\/01\/02_dame_papiers_lead-1024x576.jpg 1024w, https:\/\/kiosque.acadienouvelle.com\/mon-avenir-2026\/wp-content\/uploads\/sites\/377\/2026\/01\/02_dame_papiers_lead-768x432.jpg 768w\" sizes=\"(max-width: 1366px) 100vw, 1366px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<link rel=\"stylesheet\" href=\"https:\/\/use.fontawesome.com\/releases\/v5.5.0\/css\/all.css\" integrity=\"sha384-B4dIYHKNBt8Bc12p+WXckhzcICo0wtJAoU8YZTY5qE0Id1GSseTk6S+L3BlXeVIU\" crossorigin=\"anonymous\">\r\n\t\t<div class=\"elementor-element elementor-element-d0a0a3b mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"d0a0a3b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tLa rentr\u00e9e scolaire est un moment excitant pour les \u00e9tudiants de niveau postsecondaire, mais elle peut aussi \u00eatre une source de stress financier. Voici trois conseils pour vous aider \u00e0 dresser un plan financier pour vos ann\u00e9es d\u2019\u00e9tudes et dans la vie en g\u00e9n\u00e9ral.\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0b6ad93 mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"0b6ad93\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>1. Faites un budget\u00a0<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-74263c8 mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"74263c8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\u00c9tablir un budget ne semble pas tr\u00e8s emballant, mais c\u2019est la meilleure fa\u00e7on de g\u00e9rer ses finances.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-151027f mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"151027f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tTout d\u2019abord, vous devez d\u00e9terminer vos objectifs \u00e0 court et \u00e0 long terme, comme r\u00e9duire vos d\u00e9penses hebdomadaires ou rembourser votre pr\u00eat \u00e9tudiant. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ea2dc9 mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"5ea2dc9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tEnsuite, vous devez \u00e9valuer vos \u00ab besoins \u00bb et vos \u00ab d\u00e9sirs \u00bb. Vous avez besoin d\u2019un logement, de nourriture et de v\u00eatements, mais vous pourriez \u00e9galement vouloir faire une escapade routi\u00e8re avec vos amis pendant la semaine de rel\u00e2che. Un budget vous aidera \u00e0 d\u00e9terminer ce que vous pouvez ou ne pouvez pas vous permettre, ainsi qu\u2019\u00e0 \u00e9pargner en vue d\u2019un objectif pr\u00e9cis.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-68006c0 mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"68006c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tEnfin, dressez la liste de vos revenus, de votre \u00e9pargne et de vos d\u00e9penses. Prenez en compte tous les co\u00fbts, des plus importants comme les frais de scolarit\u00e9 aux plus modestes comme votre caf\u00e9 quotidien.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f7afb5 mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"5f7afb5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tSaisissez ces informations dans un outil tel que le planificateur de budget d\u00e9velopp\u00e9 par l\u2019Agence de la consommation en mati\u00e8re financi\u00e8re du Canada. Ajustez les montants de chaque cat\u00e9gorie pour \u00e9quilibrer votre budget.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0f7ed89 mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"0f7ed89\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>2. Faites le suivi de vos d\u00e9penses\u00a0<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9aa4b01 mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"9aa4b01\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tIl n\u2019est pas toujours facile de respecter son budget. Conservez vos re\u00e7us et vos factures, et comparez les co\u00fbts pr\u00e9vus \u00e0 votre budget \u00e0 vos d\u00e9penses \u00e0 la fin de chaque mois.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dcc650b mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"dcc650b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tS\u2019il y a des diff\u00e9rences importantes, essayez de comprendre pourquoi. Avez-vous effectu\u00e9 de grosses d\u00e9penses (comme des achats de nouveaux meubles) que vous ne devrez pas assumer chaque mois? Fixez-vous des limites de d\u00e9penses pour vous aider \u00e0 r\u00e9duire les co\u00fbts si vous avez tendance \u00e0 trop d\u00e9penser r\u00e9guli\u00e8rement dans certaines cat\u00e9gories.\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6448f67 mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"6448f67\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>3. Pr\u00e9voyez les impr\u00e9vus\u00a0<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0a01609 mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"0a01609\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tN\u2019oubliez pas que des d\u00e9penses impr\u00e9vues peuvent survenir (par exemple, des achats de livres suppl\u00e9mentaires ou des d\u00e9placements \u00e0 la maison pour les vacances). C\u2019est pourquoi il est important de vous constituer un fonds d\u2019urgence.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8379a71 mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"8379a71\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tCela peut sembler difficile \u00e0 faire, mais vous pouvez commencer par mettre une petite somme de c\u00f4t\u00e9 r\u00e9guli\u00e8rement pour faire face aux impr\u00e9vus. Ce coussin vous aidera \u00e0 r\u00e9duire le stress financier et vous donnera les moyens de r\u00e9ussir.\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a1e5812 mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"a1e5812\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tPour obtenir d\u2019autres conseils budg\u00e9taires et acc\u00e9der \u00e0 un calculateur de budget en ligne gratuit, consultez le site canada.ca\/argent.\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f538ab4 mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"f538ab4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><i>Source : \u00c9dition Nouvelles<\/i><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Trois conseils budg\u00e9taires pour les \u00e9tudiants de niveau postsecondaire La rentr\u00e9e scolaire est un moment excitant pour les \u00e9tudiants de niveau postsecondaire, mais elle peut aussi \u00eatre une source de stress financier. Voici trois conseils pour vous aider \u00e0 dresser un plan financier pour vos ann\u00e9es d\u2019\u00e9tudes et dans la vie en g\u00e9n\u00e9ral. 1. Faites [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":2,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"page-categories":[],"class_list":["post-7768","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/kiosque.acadienouvelle.com\/mon-avenir-2026\/wp-json\/wp\/v2\/pages\/7768","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kiosque.acadienouvelle.com\/mon-avenir-2026\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/kiosque.acadienouvelle.com\/mon-avenir-2026\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/kiosque.acadienouvelle.com\/mon-avenir-2026\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kiosque.acadienouvelle.com\/mon-avenir-2026\/wp-json\/wp\/v2\/comments?post=7768"}],"version-history":[{"count":10,"href":"https:\/\/kiosque.acadienouvelle.com\/mon-avenir-2026\/wp-json\/wp\/v2\/pages\/7768\/revisions"}],"predecessor-version":[{"id":7778,"href":"https:\/\/kiosque.acadienouvelle.com\/mon-avenir-2026\/wp-json\/wp\/v2\/pages\/7768\/revisions\/7778"}],"wp:attachment":[{"href":"https:\/\/kiosque.acadienouvelle.com\/mon-avenir-2026\/wp-json\/wp\/v2\/media?parent=7768"}],"wp:term":[{"taxonomy":"page-categories","embeddable":true,"href":"https:\/\/kiosque.acadienouvelle.com\/mon-avenir-2026\/wp-json\/wp\/v2\/page-categories?post=7768"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}