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{"id":7747,"date":"2025-03-03T15:41:27","date_gmt":"2025-03-03T15:41:27","guid":{"rendered":"https:\/\/kiosque.acadienouvelle.com\/vie-50-01-2025\/?page_id=7747"},"modified":"2025-03-05T17:59:20","modified_gmt":"2025-03-05T17:59:20","slug":"cinq-etape-pour-aider","status":"publish","type":"page","link":"https:\/\/kiosque.acadienouvelle.com\/vie-50-01-2025\/cinq-etape-pour-aider\/","title":{"rendered":"Cinq \u00e9tapes pour aider ses enfants \u00e0 devenir ind\u00e9pendants sur le plan financier"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"7747\" class=\"elementor elementor-7747\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-96efe8d header_title banner_img elementor-section-full_width elementor-section-stretched elementor-section-height-default elementor-section-height-default\" data-id=\"96efe8d\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-76f7561\" data-id=\"76f7561\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d9a853a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d9a853a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-68d9c5a page_contain\" data-id=\"68d9c5a\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-50f1f9b elementor-widget elementor-widget-image\" data-id=\"50f1f9b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1366\" height=\"768\" src=\"https:\/\/kiosque.acadienouvelle.com\/vie-50-01-2025\/wp-content\/uploads\/sites\/293\/2025\/03\/08-aider_ses_enfants_landing-1.jpg\" class=\"attachment-full size-full wp-image-8031\" alt=\"\" srcset=\"https:\/\/kiosque.acadienouvelle.com\/vie-50-01-2025\/wp-content\/uploads\/sites\/293\/2025\/03\/08-aider_ses_enfants_landing-1.jpg 1366w, https:\/\/kiosque.acadienouvelle.com\/vie-50-01-2025\/wp-content\/uploads\/sites\/293\/2025\/03\/08-aider_ses_enfants_landing-1-300x169.jpg 300w, https:\/\/kiosque.acadienouvelle.com\/vie-50-01-2025\/wp-content\/uploads\/sites\/293\/2025\/03\/08-aider_ses_enfants_landing-1-1024x576.jpg 1024w, https:\/\/kiosque.acadienouvelle.com\/vie-50-01-2025\/wp-content\/uploads\/sites\/293\/2025\/03\/08-aider_ses_enfants_landing-1-768x432.jpg 768w\" sizes=\"(max-width: 1366px) 100vw, 1366px\" \/>\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\"><\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d0a0a3b mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"d0a0a3b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>L\u2019enfant devenu adulte aura\u00a0<span style=\"font-style: inherit; font-weight: inherit; background-color: inherit; color: var( --e-global-color-text );\">probablement besoin d\u2019un coup de\u00a0<\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: inherit; color: var( --e-global-color-text );\">pouce financier, par exemple pour\u00a0<\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: inherit; color: var( --e-global-color-text );\">des d\u00e9penses impr\u00e9vues ou pour\u00a0<\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: inherit; color: var( --e-global-color-text );\">se loger. Selon Statistique Canada<sub>1<\/sub>,\u00a0<\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: inherit; color: var( --e-global-color-text );\">pr\u00e8s de 35 % des adultes de 20 \u00e0\u00a0<\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: inherit; color: var( --e-global-color-text );\">34 ans vivent encore avec au\u00a0<\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: inherit; color: var( --e-global-color-text );\">moins un de leurs parents.\u00a0<\/span><\/p><p><span style=\"font-style: inherit; font-weight: inherit; background-color: inherit; color: var( --e-global-color-text );\">S\u2019il est possible d\u2019aider ses\u00a0<\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: inherit; color: var( --e-global-color-text );\">enfants \u00e0 l\u2019occasion, il pourrait\u00a0<\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: inherit; color: var( --e-global-color-text );\">devenir stressant et frustrant de le\u00a0<\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: inherit; color: var( --e-global-color-text );\">faire syst\u00e9matiquement. Cela peut\u00a0<\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: inherit; color: var( --e-global-color-text );\">mener \u00e0 des abus financiers, les\u00a0<\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: inherit; color: var( --e-global-color-text );\">enfants s\u2019attendant \u00e0 recevoir ce\u00a0<\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: inherit; color: var( --e-global-color-text );\">genre de soutien en permanence.<br \/><\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: inherit; color: var( --e-global-color-text );\">\u00c9tablir vos limites avec vos\u00a0<\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: inherit; color: var( --e-global-color-text );\">enfants \u00e0 l\u2019\u00e2ge adulte peut les\u00a0<\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: inherit; color: var( --e-global-color-text );\">aider \u00e0 devenir financi\u00e8rement\u00a0<\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: inherit; color: var( --e-global-color-text );\">ind\u00e9pendants et vous aider \u00e0\u00a0<\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: inherit; color: var( --e-global-color-text );\">\u00e9viter les situations propices \u00e0\u00a0<\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: inherit; color: var( --e-global-color-text );\">l\u2019exploitation financi\u00e8re.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4607e5e elementor-widget elementor-widget-advertisement\" data-id=\"4607e5e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"advertisement.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ads-align-center\"><div id='div-gpt-ad-1647217378382-0' style='min-width: 300px; min-height: 100px;'>\r\n  <script>\r\n googletag.cmd.push(function() { googletag.display('div-gpt-ad-1647217378382-0'); });\r\n  <\/script>\r\n<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-80dbd9e elementor-widget elementor-widget-advertisement\" data-id=\"80dbd9e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"advertisement.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ads-align-center\"><div id='div-gpt-ad-1647217249799-0' style='min-width: 300px; min-height: 250px;'>\r\n  <script>\r\n    googletag.cmd.push(function() { googletag.display('div-gpt-ad-1647217249799-0'); });\r\n  <\/script>\r\n<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3aec4cb mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"3aec4cb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>1. En parler ouvertement<\/b><\/p><p>Parlez franchement avec votre enfant de l\u2019importance de l\u2019ind\u00e9pendance financi\u00e8re. Discutez de ce que cela signifie pour lui et des \u00e9tapes pour y arriver.<\/p><p><b>2. \u00c9tablir un plan de sevrage<\/b><\/p><p>\u00c9tablissez ensemble les \u00e9tapes pour atteindre des objectifs financiers pr\u00e9cis. Pendant la transition, r\u00e9duisez graduellement l\u2019aide financi\u00e8re que vous offrez pour que votre<br \/>enfant puisse s\u2019adapter et apprendre. Si, par exemple, vous payez son loyer, vous pourriez payer le montant total pour un ou deux mois, puis r\u00e9duire cette aide \u00e0 75 %<br \/>ou 50 % du total.<\/p><p><b>3. L\u2019aider d\u2019autres fa\u00e7ons<\/b><\/p><p>L\u2019ind\u00e9pendance financi\u00e8re ne s\u2019acquiert pas seulement avec de l\u2019argent, mais aussi<br \/>avec des connaissances. Encouragez votre enfant \u00e0 d\u00e9couvrir les notions de budget, d\u2019\u00e9pargne, de placement et de gestion d\u2019une dette*. Vous pouvez aussi l\u2019aider d\u2019autres fa\u00e7ons. Par exemple, en offrant de garder ses enfants au lieu de lui donner de l\u2019argent. \u00c9tablissez des limites claires sur votre capacit\u00e9 \u00e0 l\u2019aider financi\u00e8rement.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91f7b77 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"91f7b77\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9460ad0 mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"9460ad0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<sup>1<\/sup>Statistique Canada (13 juillet 2022). Estimations de la population du Canada : \u00e2ge et sexe, 1<sup>er<\/sup> juillet 2022. Tir\u00e9 de Plafonnement de la proportion des jeunes adultes vivant avec leurs parents de 2016 \u00e0 2021.\n\n<b>4. Laisser votre enfant commettre des erreurs<\/b>\n\nParfois, les enfants adultes pensent qu\u2019ils ont des droits, ou tentent de manipuler leurs\nparents pour recevoir de l\u2019aide financi\u00e8re parce que \u00ab c\u2019est ce qu\u2019une famille fait \u00bb. N\u2019oubliez pas que c\u2019est votre argent. Si vous avez l\u2019impression qu\u2019on essaie de vous influencer, parlez-en \u00e0 un proche, comme la personne qui vous conseille sur le plan financier, un ou une amie ou quelqu\u2019un de la famille.\n\n<b>5. Se prot\u00e9ger contre l\u2019exploitation financi\u00e8re<\/b>\n\nL\u2019ind\u00e9pendance financi\u00e8re n\u2019est pas toujours facile \u00e0 atteindre, et les parents se\nsentent souvent responsables d\u2019aider leurs enfants \u00e0 r\u00e9ussir. N\u2019oubliez pas que la r\u00e9ussite financi\u00e8re de votre enfant ne d\u00e9pend pas de vous.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-98d1751 mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"98d1751\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Pour des conseils sur la protection contre l\u2019exploitation financi\u00e8re, consultez notre formation en ligne gratuite \u00e0 Finances50Plus@FCNB.ca.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-74263c8 mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"74263c8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em>* Vous trouverez de l\u2019information utile sur la tenue d\u2019un budget, l\u2019\u00e9pargne, l\u2019investissement et une foule d\u2019autres sujets \u00e0 FCNB.ca.<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0369d61 mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"0369d61\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><i>Contenu commandit\u00e9<\/i><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>L\u2019enfant devenu adulte aura\u00a0probablement besoin d\u2019un coup de\u00a0pouce financier, par exemple pour\u00a0des d\u00e9penses impr\u00e9vues ou pour\u00a0se loger. Selon Statistique Canada1,\u00a0pr\u00e8s de 35 % des adultes de 20 \u00e0\u00a034 ans vivent encore avec au\u00a0moins un de leurs parents.\u00a0 S\u2019il est possible d\u2019aider ses\u00a0enfants \u00e0 l\u2019occasion, il pourrait\u00a0devenir stressant et frustrant de le\u00a0faire syst\u00e9matiquement. Cela peut\u00a0mener \u00e0 [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":0,"parent":0,"menu_order":8,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"page-categories":[],"class_list":["post-7747","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/kiosque.acadienouvelle.com\/vie-50-01-2025\/wp-json\/wp\/v2\/pages\/7747","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kiosque.acadienouvelle.com\/vie-50-01-2025\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/kiosque.acadienouvelle.com\/vie-50-01-2025\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/kiosque.acadienouvelle.com\/vie-50-01-2025\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/kiosque.acadienouvelle.com\/vie-50-01-2025\/wp-json\/wp\/v2\/comments?post=7747"}],"version-history":[{"count":37,"href":"https:\/\/kiosque.acadienouvelle.com\/vie-50-01-2025\/wp-json\/wp\/v2\/pages\/7747\/revisions"}],"predecessor-version":[{"id":8177,"href":"https:\/\/kiosque.acadienouvelle.com\/vie-50-01-2025\/wp-json\/wp\/v2\/pages\/7747\/revisions\/8177"}],"wp:attachment":[{"href":"https:\/\/kiosque.acadienouvelle.com\/vie-50-01-2025\/wp-json\/wp\/v2\/media?parent=7747"}],"wp:term":[{"taxonomy":"page-categories","embeddable":true,"href":"https:\/\/kiosque.acadienouvelle.com\/vie-50-01-2025\/wp-json\/wp\/v2\/page-categories?post=7747"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}