{"id":7949,"date":"2026-03-03T20:15:44","date_gmt":"2026-03-03T20:15:44","guid":{"rendered":"https:\/\/kiosque.acadienouvelle.com\/vie-50-01-2026\/finance-personnelle-conseils-de-gestion-financire-au-moment-de-la-retraite\/"},"modified":"2026-03-03T20:30:22","modified_gmt":"2026-03-03T20:30:22","slug":"finance-personnelle-conseils-de-gestion-financire-au-moment-de-la-retraite","status":"publish","type":"page","link":"https:\/\/kiosque.acadienouvelle.com\/vie-50-01-2026\/finance-personnelle-conseils-de-gestion-financire-au-moment-de-la-retraite\/","title":{"rendered":"Finance personnelle &#8211; Conseils de gestion financi\u00e8re au moment de la retraite"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"7949\" class=\"elementor elementor-7949\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-50c1b6e elementor-section-height-min-height header_title banner_img elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"50c1b6e\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3a2d241\" data-id=\"3a2d241\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9673cd2 elementor-widget elementor-widget-heading\" data-id=\"9673cd2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Finance personnelle\n - Conseils de gestion financi\u00e8re au moment de la retraite<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d9a853a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d9a853a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-68d9c5a page_contain\" data-id=\"68d9c5a\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-50f1f9b elementor-widget elementor-widget-image\" data-id=\"50f1f9b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1366\" height=\"768\" src=\"https:\/\/kiosque.acadienouvelle.com\/vie-50-01-2026\/wp-content\/uploads\/sites\/383\/2026\/03\/8_conseils_de_gestion_landing.jpg\" class=\"attachment-full size-full wp-image-7954\" alt=\"\" srcset=\"https:\/\/kiosque.acadienouvelle.com\/vie-50-01-2026\/wp-content\/uploads\/sites\/383\/2026\/03\/8_conseils_de_gestion_landing.jpg 1366w, https:\/\/kiosque.acadienouvelle.com\/vie-50-01-2026\/wp-content\/uploads\/sites\/383\/2026\/03\/8_conseils_de_gestion_landing-300x169.jpg 300w, https:\/\/kiosque.acadienouvelle.com\/vie-50-01-2026\/wp-content\/uploads\/sites\/383\/2026\/03\/8_conseils_de_gestion_landing-1024x576.jpg 1024w, https:\/\/kiosque.acadienouvelle.com\/vie-50-01-2026\/wp-content\/uploads\/sites\/383\/2026\/03\/8_conseils_de_gestion_landing-768x432.jpg 768w\" sizes=\"(max-width: 1366px) 100vw, 1366px\" \/>\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\"><\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<link rel=\"stylesheet\" href=\"https:\/\/use.fontawesome.com\/releases\/v5.5.0\/css\/all.css\" integrity=\"sha384-B4dIYHKNBt8Bc12p+WXckhzcICo0wtJAoU8YZTY5qE0Id1GSseTk6S+L3BlXeVIU\" crossorigin=\"anonymous\">\r\n\t\t<div class=\"elementor-element elementor-element-d0a0a3b mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"d0a0a3b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>La transition vers la retraite ou l\u2019\u00e2ge d\u2019or est pour certains une \u00e9tape importante de la vie, surtout sur le plan financier. De nombreux Canadiens plus \u00e2g\u00e9s se voient confront\u00e9s \u00e0 des d\u00e9fis li\u00e9s \u00e0 la gestion de leur argent, surtout s\u2019ils ne l\u2019ont jamais g\u00e9r\u00e9.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-db6f90f mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"db6f90f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>L\u2019\u00e9tablissement d\u2019un budget est diff\u00e9rent lorsque le revenu est fixe.<\/b> L\u2019un des principaux d\u00e9fis est que les d\u00e9penses peuvent toujours fluctuer, que ce soit en raison des circonstances, de changements de mode de vie ou de l\u2019inflation, alors que le revenu reste le m\u00eame. En g\u00e9n\u00e9ral, les frais de subsistance ont tendance \u00e0 augmenter au fil du temps, ce qui signifie qu\u2019\u00e9quilibrer le budget n\u2019est plus toujours suffisant pour joindre les deux bouts. Il est important d\u2019int\u00e9grer l\u2019\u00e9pargne \u00e0 votre budget actuel et de vous concentrer sur l\u2019\u00e9vitement des dettes, car les int\u00e9r\u00eats associ\u00e9s \u00e0 celles-ci \u00e9roderont encore plus votre revenu.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ad55958 mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"ad55958\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>M\u00e9fiez-vous de la fraude et de la maltraitance financi\u00e8re.<\/b> Selon le gouvernement du Canada, le crime le plus grave qui touche la population \u00e2g\u00e9e canadienne est la fraude. Elle peut prendre diverses formes comme des appels frauduleux provenant soi-disant d\u2019une banque ou de l\u2019Agence du revenu du Canada, des arnaques amoureuses ou m\u00eame l\u2019usurpation de l\u2019identit\u00e9 d\u2019un petit-enfant en d\u00e9tresse. Parfois, elle peut se produire plus pr\u00e8s que nous le croyions : la maltraitance financi\u00e8re (quand une personne utilise ill\u00e9galement l\u2019argent ou les biens d\u2019une autre personne) est le type de maltraitance le plus courant subi par les personnes \u00e2g\u00e9es et, malheureusement, elle est souvent commise par un membre de sa famille.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-74263c8 mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"74263c8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>Il n\u2019est jamais trop tard pour s\u2019instruire.<\/b> Une fa\u00e7on importante pour les Canadiens plus \u00e2g\u00e9s de se prot\u00e9ger contre la fraude est d\u2019accro\u00eetre leurs connaissances dans la gestion de leur argent et leur confiance en soi en la mati\u00e8re. Il y a des ressources et des cours qui peuvent enseigner cela, comme Question d\u2019argent. Il s\u2019agit d\u2019un programme d\u2019initiation \u00e0 la litt\u00e9ratie financi\u00e8re gratuit pour les apprenants adultes, \u00e9labor\u00e9 par ABC Alpha pour la vie Canada. Il porte sur les fa\u00e7ons d\u2019\u00e9pargner plus efficacement, la gestion de l\u2019argent, la protection des renseignements personnels contre la fraude, le traitement des dettes, les d\u00e9fis financiers et plus encore.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-940089c mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"940089c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>La litt\u00e9ratie financi\u00e8re est pour tout le monde. En ayant plus confiance en votre capacit\u00e9 de g\u00e9rer vos finances, vous pourrez rester sur la bonne voie et accro\u00eetre votre sentiment d\u2019ind\u00e9pendance. Apprenez-en davantage et acc\u00e9dez \u00e0 d\u2019autres ressources gratuites \u00e0 l\u2019adresse questiondargent.ca.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1659cb4 mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"1659cb4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em>Source : \u00c9dition Nouvelles<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Finance personnelle &#8211; Conseils de gestion financi\u00e8re au moment de la retraite La transition vers la retraite ou l\u2019\u00e2ge d\u2019or est pour certains une \u00e9tape importante de la vie, surtout sur le plan financier. De nombreux Canadiens plus \u00e2g\u00e9s se voient confront\u00e9s \u00e0 des d\u00e9fis li\u00e9s \u00e0 la gestion de leur argent, surtout s\u2019ils ne [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":0,"parent":0,"menu_order":8,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"page-categories":[],"class_list":["post-7949","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/kiosque.acadienouvelle.com\/vie-50-01-2026\/wp-json\/wp\/v2\/pages\/7949","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kiosque.acadienouvelle.com\/vie-50-01-2026\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/kiosque.acadienouvelle.com\/vie-50-01-2026\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/kiosque.acadienouvelle.com\/vie-50-01-2026\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/kiosque.acadienouvelle.com\/vie-50-01-2026\/wp-json\/wp\/v2\/comments?post=7949"}],"version-history":[{"count":13,"href":"https:\/\/kiosque.acadienouvelle.com\/vie-50-01-2026\/wp-json\/wp\/v2\/pages\/7949\/revisions"}],"predecessor-version":[{"id":7965,"href":"https:\/\/kiosque.acadienouvelle.com\/vie-50-01-2026\/wp-json\/wp\/v2\/pages\/7949\/revisions\/7965"}],"wp:attachment":[{"href":"https:\/\/kiosque.acadienouvelle.com\/vie-50-01-2026\/wp-json\/wp\/v2\/media?parent=7949"}],"wp:term":[{"taxonomy":"page-categories","embeddable":true,"href":"https:\/\/kiosque.acadienouvelle.com\/vie-50-01-2026\/wp-json\/wp\/v2\/page-categories?post=7949"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}