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{"id":7796,"date":"2024-12-29T18:17:37","date_gmt":"2024-12-29T18:17:37","guid":{"rendered":"https:\/\/kiosque.acadienouvelle.com\/voeux-an-2024\/de-succulents-fruits-de-mer-copy\/"},"modified":"2024-12-30T15:17:59","modified_gmt":"2024-12-30T15:17:59","slug":"une-priorite-en-2025","status":"publish","type":"page","link":"https:\/\/kiosque.acadienouvelle.com\/voeux-an-2024\/une-priorite-en-2025\/","title":{"rendered":"Une priorit\u00e9 en 2025 &#8211; Reprendre le contr\u00f4le de ses finances!"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"7796\" class=\"elementor elementor-7796\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-96efe8d elementor-reverse-tablet elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"96efe8d\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-76f7561\" data-id=\"76f7561\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d9a853a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d9a853a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-68d9c5a page_contain\" data-id=\"68d9c5a\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-50f1f9b elementor-widget elementor-widget-image\" data-id=\"50f1f9b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1366\" height=\"768\" src=\"https:\/\/kiosque.acadienouvelle.com\/voeux-an-2024\/wp-content\/uploads\/sites\/287\/2024\/12\/06_ses-finances_land.jpg\" class=\"attachment-full size-full wp-image-7907\" alt=\"\" srcset=\"https:\/\/kiosque.acadienouvelle.com\/voeux-an-2024\/wp-content\/uploads\/sites\/287\/2024\/12\/06_ses-finances_land.jpg 1366w, https:\/\/kiosque.acadienouvelle.com\/voeux-an-2024\/wp-content\/uploads\/sites\/287\/2024\/12\/06_ses-finances_land-300x169.jpg 300w, https:\/\/kiosque.acadienouvelle.com\/voeux-an-2024\/wp-content\/uploads\/sites\/287\/2024\/12\/06_ses-finances_land-1024x576.jpg 1024w, https:\/\/kiosque.acadienouvelle.com\/voeux-an-2024\/wp-content\/uploads\/sites\/287\/2024\/12\/06_ses-finances_land-768x432.jpg 768w\" sizes=\"(max-width: 1366px) 100vw, 1366px\" \/>\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\"><\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d0a0a3b mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"d0a0a3b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tLorsque les gens ont du mal \u00e0 rembourser leurs dettes, cela peut ajouter beaucoup de stress \u00e0 leur vie. Le stress financier peut m\u00eame entra\u00eener des probl\u00e8mes de sant\u00e9, allant de l\u2019insomnie \u00e0 des probl\u00e8mes plus graves comme l\u2019hypertension art\u00e9rielle et la d\u00e9pression. Si le remboursement de vos dettes devient un d\u00e9fi, de petites actions peuvent am\u00e9liorer votre situation.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0b6ad93 mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"0b6ad93\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>\u00c9valuez votre niveau d\u2019endettement et fixez un \u00e9ch\u00e9ancier pour toutes vos dettes<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-912fbf4 mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"912fbf4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tCommencez par dresser \nune liste de toutes vos dettes. \nEnsuite, fixez-vous des objectifs de remboursement et suivez vos progr\u00e8s en la mati\u00e8re. Donnez la priorit\u00e9 au remboursement des dettes \u00e0 fort taux d\u2019int\u00e9r\u00eat. Ainsi, vous paierez moins d\u2019int\u00e9r\u00eats sur la dur\u00e9e de votre pr\u00eat. Si vous avez plusieurs dettes \u00e0 taux d\u2019int\u00e9r\u00eat \u00e9lev\u00e9, envisagez de les consolider en un seul pr\u00eat assorti d\u2019un taux d\u2019int\u00e9r\u00eat moins \u00e9lev\u00e9. En consolidant vos dettes, vous n\u2019aurez plus \u00e0 payer qu\u2019une seule mensualit\u00e9 au lieu de payer chacune d\u2019entre \nelles individuellement.\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d850b2 elementor-widget elementor-widget-advertisement\" data-id=\"0d850b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"advertisement.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ads-align-center\"><div id='div-gpt-ad-1647217378382-0' style='min-width: 300px; min-height: 100px;'>\r\n  <script>\r\n googletag.cmd.push(function() { googletag.display('div-gpt-ad-1647217378382-0'); });\r\n  <\/script>\r\n<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3776e8d mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"3776e8d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>Passez votre budget en revue<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8e5ee19 mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"8e5ee19\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tExaminez attentivement votre budget pour voir o\u00f9 vous pouvez r\u00e9duire les co\u00fbts afin de r\u00e9\u00e9quilibrer votre ratio d\u00e9penses\/remboursement de dettes. Si vous n\u2019avez pas de budget, prenez le temps d\u2019en \u00e9tablir un. Disposer d\u2019un budget qui pr\u00e9sente vos revenus et vos d\u00e9penses est un moyen efficace de g\u00e9rer vos finances quotidiennes. Pour vous aider \u00e0 d\u00e9marrer, essayez l\u2019outil de planification budg\u00e9taire en ligne de l\u2019Agence de la consommation en mati\u00e8re financi\u00e8re. Cet outil vous \naidera \u00e0 cerner les domaines dans lesquels vous pouvez r\u00e9duire vos d\u00e9penses afin de consacrer plus d\u2019argent au remboursement de vos dettes.\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8b6b83f elementor-widget elementor-widget-advertisement\" data-id=\"8b6b83f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"advertisement.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ads-align-center\"><div id='div-gpt-ad-1648595460159-0' style='min-width: 300px; min-height: 100px;'>\r\n  <script>\r\n    googletag.cmd.push(function() { googletag.display('div-gpt-ad-1648595460159-0'); });\r\n  <\/script>\r\n<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6ff12ae mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"6ff12ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>Demandez conseil<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-afa3d34 mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"afa3d34\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tSi vous avez du mal \u00e0 honorer vos paiements, prenez les devants et communiquez imm\u00e9diatement avec votre banque ou votre cr\u00e9ancier. Des options peuvent s\u2019offrir \u00e0 vous. Les banques sont cens\u00e9es aider les personnes qui ont des difficult\u00e9s \u00e0 rembourser leur pr\u00eat hypoth\u00e9caire en raison de circonstances exceptionnelles telles que l\u2019endettement \u00e9lev\u00e9 des m\u00e9nages, l\u2019augmentation du co\u00fbt de la vie et les hausses rapides des taux d\u2019int\u00e9r\u00eat. Par exemple, elles peuvent vous proposer un taux d\u2019int\u00e9r\u00eat plus bas sur votre dette, \u00e9tendre vos paiements sur une p\u00e9riode plus longue et r\u00e9duire le montant de votre paiement mensuel minimum.\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-36c0427 mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"36c0427\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tVous pouvez \u00e9galement envisager de consulter un conseiller financier ou un conseiller en cr\u00e9dit pour obtenir de l\u2019aide. Si vous envisagez cette option, assurez-vous que l\u2019agence est en r\u00e8gle aupr\u00e8s d\u2019une association provinciale ou nationale. N\u2019oubliez pas qu\u2019aucune agence de conseil en cr\u00e9dit digne de ce nom ne vous facturera la premi\u00e8re rencontre. La gestion de vos dettes n\u2019est pas toujours facile, mais il existe des ressources pour vous aider. Trouvez des informations impartiales et factuelles sur lesquelles vous pouvez compter \u00e0 canada.ca\/argent.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-74263c8 mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"74263c8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: right;\"><em>www.leditionnouvelles.com<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Lorsque les gens ont du mal \u00e0 rembourser leurs dettes, cela peut ajouter beaucoup de stress \u00e0 leur vie. Le stress financier peut m\u00eame entra\u00eener des probl\u00e8mes de sant\u00e9, allant de l\u2019insomnie \u00e0 des probl\u00e8mes plus graves comme l\u2019hypertension art\u00e9rielle et la d\u00e9pression. Si le remboursement de vos dettes devient un d\u00e9fi, de petites actions [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":12,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"page-categories":[],"class_list":["post-7796","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/kiosque.acadienouvelle.com\/voeux-an-2024\/wp-json\/wp\/v2\/pages\/7796","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kiosque.acadienouvelle.com\/voeux-an-2024\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/kiosque.acadienouvelle.com\/voeux-an-2024\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/kiosque.acadienouvelle.com\/voeux-an-2024\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kiosque.acadienouvelle.com\/voeux-an-2024\/wp-json\/wp\/v2\/comments?post=7796"}],"version-history":[{"count":4,"href":"https:\/\/kiosque.acadienouvelle.com\/voeux-an-2024\/wp-json\/wp\/v2\/pages\/7796\/revisions"}],"predecessor-version":[{"id":7910,"href":"https:\/\/kiosque.acadienouvelle.com\/voeux-an-2024\/wp-json\/wp\/v2\/pages\/7796\/revisions\/7910"}],"wp:attachment":[{"href":"https:\/\/kiosque.acadienouvelle.com\/voeux-an-2024\/wp-json\/wp\/v2\/media?parent=7796"}],"wp:term":[{"taxonomy":"page-categories","embeddable":true,"href":"https:\/\/kiosque.acadienouvelle.com\/voeux-an-2024\/wp-json\/wp\/v2\/page-categories?post=7796"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}