{"id":8136,"date":"2025-12-18T20:32:48","date_gmt":"2025-12-18T20:32:48","guid":{"rendered":"https:\/\/kiosque.acadienouvelle.com\/voeux-noel-2025\/?page_id=8136"},"modified":"2025-12-19T18:36:58","modified_gmt":"2025-12-19T18:36:58","slug":"stress-financier","status":"publish","type":"page","link":"https:\/\/kiosque.acadienouvelle.com\/voeux-noel-2025\/stress-financier\/","title":{"rendered":"De gr\u00e2ce\u2026 \u00e9viter le stress financier apr\u00e8s les F\u00eates"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"8136\" class=\"elementor elementor-8136\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-50c1b6e elementor-section-height-min-height header_title banner_img elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"50c1b6e\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3a2d241\" data-id=\"3a2d241\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9673cd2 elementor-widget elementor-widget-heading\" data-id=\"9673cd2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">De gr\u00e2ce\u2026 \u00e9viter le stress financier apr\u00e8s les F\u00eates<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d9a853a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d9a853a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-68d9c5a page_contain\" data-id=\"68d9c5a\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-50f1f9b elementor-widget elementor-widget-image\" data-id=\"50f1f9b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1366\" height=\"768\" src=\"https:\/\/kiosque.acadienouvelle.com\/voeux-noel-2025\/wp-content\/uploads\/sites\/373\/2025\/12\/21_photo_land.jpg\" class=\"attachment-full size-full wp-image-7763\" alt=\"\" srcset=\"https:\/\/kiosque.acadienouvelle.com\/voeux-noel-2025\/wp-content\/uploads\/sites\/373\/2025\/12\/21_photo_land.jpg 1366w, https:\/\/kiosque.acadienouvelle.com\/voeux-noel-2025\/wp-content\/uploads\/sites\/373\/2025\/12\/21_photo_land-300x169.jpg 300w, https:\/\/kiosque.acadienouvelle.com\/voeux-noel-2025\/wp-content\/uploads\/sites\/373\/2025\/12\/21_photo_land-1024x576.jpg 1024w, https:\/\/kiosque.acadienouvelle.com\/voeux-noel-2025\/wp-content\/uploads\/sites\/373\/2025\/12\/21_photo_land-768x432.jpg 768w\" sizes=\"(max-width: 1366px) 100vw, 1366px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<link rel=\"stylesheet\" href=\"https:\/\/use.fontawesome.com\/releases\/v5.5.0\/css\/all.css\" integrity=\"sha384-B4dIYHKNBt8Bc12p+WXckhzcICo0wtJAoU8YZTY5qE0Id1GSseTk6S+L3BlXeVIU\" crossorigin=\"anonymous\">\r\n\t\t<div class=\"elementor-element elementor-element-5624114 elementor-widget elementor-widget-advertisement\" data-id=\"5624114\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"advertisement.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ads-align-center\"><div data-m32-ad data-options='{\"sizes\":\"[[300,250]]\",\"dfpId\":\"21658289790,27729547\",\"dfpAdUnitPath\":\"acadienouvelle\/cahiers_quarterpage_300x250\"}'><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d0a0a3b mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"d0a0a3b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tLe temps des F\u00eates peut co\u00fbter cher. Entre les r\u00e9ceptions et l\u2019achat des cadeaux parfaits, votre portefeuille peut en prendre un coup. M\u00eame si vous trouvez de bonnes affaires, les taux d\u2019int\u00e9r\u00eat des cartes de cr\u00e9dit peuvent rapidement annuler le montant \u00e9conomis\u00e9 gr\u00e2ce aux prix r\u00e9duits si vous maintenez un solde. R\u00e9duisez le stress financier au cours de la nouvelle ann\u00e9e en suivant ces conseils : \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a22b42 elementor-widget elementor-widget-advertisement\" data-id=\"4a22b42\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"advertisement.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ads-align-center\"><div data-m32-ad data-options='{\"sizes\":\"[[300,100]]\",\"dfpId\":\"21658289790,27729547\",\"dfpAdUnitPath\":\"acadienouvelle\/cahiers_onefifthpage_300x100\"}'><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b6e06e8 mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"b6e06e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Assurez-vous que vous avez fix\u00e9 un budget pour les d\u00e9penses li\u00e9es aux cadeaux.<\/li><li>Pr\u00e9voyez de payer le montant total d\u00fb sur votre carte de cr\u00e9dit avant la date d\u2019\u00e9ch\u00e9ance afin d\u2019\u00e9viter les frais d\u2019int\u00e9r\u00eat. Si ce n\u2019est pas possible, payez autant que vous le pouvez. Si vous pr\u00e9voyez de maintenir un solde, envisagez de passer \u00e0 une marge de cr\u00e9dit, qui est g\u00e9n\u00e9ralement associ\u00e9e \u00e0 un taux d\u2019int\u00e9r\u00eat moins \u00e9lev\u00e9.<\/li><li>\u00c9vitez les avances de fonds sur votre carte de cr\u00e9dit, car des int\u00e9r\u00eats vous seront imm\u00e9diatement factur\u00e9s. V\u00e9rifiez attentivement votre relev\u00e9 mensuel et signalez imm\u00e9diatement toute transaction non autoris\u00e9e \u00e0 la soci\u00e9t\u00e9 \u00e9mettrice de votre carte de cr\u00e9dit. C\u2019est particuli\u00e8rement important au d\u00e9but de l\u2019ann\u00e9e, car les fraudes \u00e0 la carte de cr\u00e9dit sont plus fr\u00e9quentes pendant le temps des F\u00eates.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-93204bb elementor-widget elementor-widget-advertisement\" data-id=\"93204bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"advertisement.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ads-align-center\"><div data-m32-ad data-options='{\"sizes\":\"[[300,100]]\",\"dfpId\":\"21658289790,27729547\",\"dfpAdUnitPath\":\"acadienouvelle\/cahiers_onefifthpage02_300x100\"}'><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-74263c8 mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"74263c8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tIl existe des ressources qui peuvent vous aider \u00e0 g\u00e9rer votre cr\u00e9dit, comme l\u2019outil de comparaison des cartes de cr\u00e9dit de l\u2019Agence de la consommation en mati\u00e8re financi\u00e8re du Canada. Il peut vous aider \u00e0 trouver la carte de cr\u00e9dit qui r\u00e9pond le mieux \u00e0 vos besoins en vous permettant de comparer les caract\u00e9ristiques de diff\u00e9rentes cartes de cr\u00e9dit, notamment les taux d\u2019int\u00e9r\u00eat, les frais annuels et les r\u00e9compenses. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-36230d0 mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"36230d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tAvant d\u2019accepter un produit, lisez attentivement les conditions g\u00e9n\u00e9rales de la demande de carte de cr\u00e9dit et du contrat. Posez des questions sur tout ce que vous ne comprenez pas. Vous trouverez d\u2019autres conseils et outils sur le site canada.ca\/argent. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-44f8725 mobile_pera elementor-widget elementor-widget-text-editor\" data-id=\"44f8725\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><i>\u00c9dition Nouvelles<\/i><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>De gr\u00e2ce\u2026 \u00e9viter le stress financier apr\u00e8s les F\u00eates Le temps des F\u00eates peut co\u00fbter cher. Entre les r\u00e9ceptions et l\u2019achat des cadeaux parfaits, votre portefeuille peut en prendre un coup. M\u00eame si vous trouvez de bonnes affaires, les taux d\u2019int\u00e9r\u00eat des cartes de cr\u00e9dit peuvent rapidement annuler le montant \u00e9conomis\u00e9 gr\u00e2ce aux prix r\u00e9duits [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":21,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"page-categories":[],"class_list":["post-8136","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/kiosque.acadienouvelle.com\/voeux-noel-2025\/wp-json\/wp\/v2\/pages\/8136","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kiosque.acadienouvelle.com\/voeux-noel-2025\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/kiosque.acadienouvelle.com\/voeux-noel-2025\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/kiosque.acadienouvelle.com\/voeux-noel-2025\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kiosque.acadienouvelle.com\/voeux-noel-2025\/wp-json\/wp\/v2\/comments?post=8136"}],"version-history":[{"count":7,"href":"https:\/\/kiosque.acadienouvelle.com\/voeux-noel-2025\/wp-json\/wp\/v2\/pages\/8136\/revisions"}],"predecessor-version":[{"id":8349,"href":"https:\/\/kiosque.acadienouvelle.com\/voeux-noel-2025\/wp-json\/wp\/v2\/pages\/8136\/revisions\/8349"}],"wp:attachment":[{"href":"https:\/\/kiosque.acadienouvelle.com\/voeux-noel-2025\/wp-json\/wp\/v2\/media?parent=8136"}],"wp:term":[{"taxonomy":"page-categories","embeddable":true,"href":"https:\/\/kiosque.acadienouvelle.com\/voeux-noel-2025\/wp-json\/wp\/v2\/page-categories?post=8136"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}